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22 June 2018

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05-05-2018 JUNIOR CLERK,CO-OPERATIVE SERVICE EXAM BOARD,EXAM

JUNIOR CLERK,CO-OPERATIVE SERVICE EXAM BOARD
EXAM DATE:05-05-2018

I.Choose the correct form of verb given in brackets.
1.One of the students(enter)the class
A.Enter
B.Enters
C.Are entering
D.Were entering


2.They(speak)in English.
A.Speak
B.Speak
C.Spoken
D.None

3.We(have)an English class yesterday.
A.Have
B.Are having
C.Had
D.None

4.The building(go)to be opened now.
A.Will go
B.Goes
C.Will be going
D.Is going

5.She said that she(meet)the teacher accidently.
A.Met
B.Meets
C.Had met
D.Will meet

II.Pick out one word from the following:
6.A stage of no government in a country.
A.Autocracy
B.Anarchy
C.Despotism
D.Mobocracy

7.Dead body of a human being.
A.Corps
B.Cadaver
C.Corporeal
D.None

III.Select synonym from the following words.
8.Quench
A.Little
B.Good
C.Satisfy
D.Avoid

9.Universal
A.Common
B.Particular
C.Limited
D.Simple

IV.Choose antonym from the following.
10.Mandatory
A.Essential
B.Optional
C.Noticing
D.Attentive


11.Input
A.Outside
B.Out set
C.Out put
D.Out run

V.Choose meaning from the following.
12.In lieu of
A.For want of
B.Instead of
C.In the name of
D.In view of

13.Achilles heel
A.Way to improve
B.Weakness
C.The one and only thing
D.Reason for failure

14.To call a spade a spade.
A.To speak very openly
B.Speak
C.Limit
D.To do justice

VI.Choose the meaning for confused words.
15.Accede
A.Adopt
B.Allow
C.Take into account
D.Agree to a proposal

16.Exceed
A.To go beyond
B.Going ahead
C.Neglect
D.No rule

VII.Choose correct prepositions.
17.He prefers tea---------coffee.
A.than
B.unto
C.to
D.from

18.He is absent----------the class.
A.in
B.of
C.from
D.During

VIII.Choose the noun form from the following words.
19.Advise
A.Advising
B.Advise
C.Advice
D.Advisory

20.Compete
A.Competion
B.Competition
C.Competing
D.Compete

21.Who is the first Indian to pass ICS?
A.Sathyandra Nath Tagore
B.Subhas Chandra Bose
C.Surendra Nath Banerjee
D.Pt.Madaria Mohan Malavya

22.Who is the first President of Constituent Assembly?
A.Pt.Jawaharlal nehru
B.Dr.Rajendra Prasad
C.Moulana Abul Kalam Azad
D.Sardar Vallathol Patel

23.Which is the longest Railway Platform in India?
A.Gorakhpur(U.P)
B.Chaathrapathi Shivaji(Bombay)
C.Chennai Central(Tamil Nadu)
D.Ludhiyana(Punjab)

24.Which one of the following is not an endocrine gland?
A.Pituitary Gland
B.Thyroid Gland
C.Digestive Gland
D.Parathyroid Gland

25.Rickets is a disease caused by the deficiency of
A.Vitamin A
B.Vitamin B
C.Vitamin C
D.Vitamin D

26.Who invented Mobile Phone?
A.Pascal(France)
B.David Hughes(U.S.A)
C.Z.Jansen(Netherlands)
D.Martin Cooper(U.S.A)

27.Tomato is rich in
A.Oxalic Acid
B.Citric Acid
C.Tartaric Acid
D.Maleic Acid

28.--------------is responsible for green colour in fire works.
A.Cesium
B.Yellow phosphorous
C.Chlorine
D.Barium

29.The Banking Regulation Act was passed in the  year.
A.1948
B.1949
C.1950
D.1951

30.-------------is the rate at which Commercial Banks borrow money from RBI is called
A.Repo rate
B.Reverse Repo Rate
C.CRR(Cash Reserve Ratio)
D.SLR(Statutory Liquidity Ratio)

31.Committee on the functions  of the constituent Assembly was headed by
A.J.B.Kripalani
B.K.M.Munshi
C.B.Pattabhi Staramayya
D.G.V.Mavalankar

32.Which of the following is not one among the wonders of Ancient world?
A.Statue of Jupiter in Olympia
B.Light house of Alexandra
C.Great wall of China
D.Pyramids of Egypt

33.Which country is known as the ‘Cockpit’of Europe?
A.Belgium
B.Netherlands
C.Luxumburg
D.Portugal

34.What is the present name of Rhodesia?
A.Botswana
B.Zambia
C.Zaire
D.Zimbabwe

35.Which country has the largest coast line in the world?
A.Russia
B.Canada
C.U.S.A
D.Brazil

36.When India gets freedom in 1947 who was the President of Indian National Congress?
A.Moulana Abul Kalam Azad
B.Sir Sankaran Nair
C.Pt.Jawaharlal Nehru
D.Pattabhi Sitaramayya

37.Airforce Academy is situated in
A.Thambaram(Chennai)
B.Bengaluru(Karnataka)
C.Dundigal(Telangana)
D.Palam(Delhi)

38.The Foreign Leader who attended the 1st Republic Day Parade at Delhi was
A.President Nassar of Egypt
B.President Sukkarno of Indonesia
C.Marshal Titto of Yogoslavia
D.President Roosvelt of U.S.A

39.The Longest National High way in India.
A.NH 7
B.NH 17
C.NH 22
D.NH 44

40.Moti Masjid in Delhi Fort was founded by the Mughal Emperor
A.Akbar
B.Jehangir
C.Shajehan
D.Aurangzeb




41.Select related letters from the given alternatives.
PNLJ:IGEC:VTRP:?
A.RSTU
B.QOMK
C.RPOM
D.QSRC

42.In a class,Krishna is ranked 8th from the top and 48th from the bottom.How many students are there in the class?
A.56
B.55
C.57
D.None of the above

Read the following information carefully and answer the questions 43 to 47 given below.
A.Five gentleman Ajay,Bijay,Vinay,Sanjay and Akshay are practicing five different professions(Engineering,Medical,Law,Chartered Accountancy and Architecture).Each one can play only one of the five different instruments:Tabla,Violin,Sarod,Sitar and Flute).
B.Ajay is a doctor and can play Sarod
C.The Sitarist is not engineer
D.Vinay and Bijay are not Architects and Vinay cannot play Tbla
E.Bijay can play violin
F.Akshay is a Lawyer and can play flute
43.Which instrument does Vinay play?
A.Sarod
B.Sitar
C.Violin
D.Flute

44.What is the profession of Bijay?
A.Architect
B.Doctor
C.Lawyer
D.Engineer

45.Who as an architect?
A.Ajay
B.Akshay
C.Bijay
D.Sanjay

46.What is the profession of Vinay?
A.Doctor
B.Engineer
C.Lawyer
D.Chartered Accountant

47.Which instrument can Doctor learn from the Architect?
A.Flute
B.Sitar
C.Tabla
D.Sarod

48.Choose the correct one to complete the series.
BDF,CFI,EIM
A.KPS
B.RVZ
C.AEH
D.HMR

49.Find the day of the week on 16th July 1776
A.Wednesday
B.Tuesday
C.Friday
D.Saturday

50.If Gulp:Drink::Rush:?
A.Hop
B.GO
C.Run
D.Jump

51.If CAT is coded as 24,what will be code number of RAT?
A.28
B.35
C.39
D.None of the above

Directions(Qs.52-55):Select the one which is different from the other three responses.
52.A)Urdu
B)Gujarati
C)Hindi
D)Sindhi

53.A)Fable
B)Anecdote
C)Story
D)Poem

54.A)Adjourn
B.Defer
C.Postpone
D.Cancel

55.A)9545
B)7647
C)7859
D)8432

56.If two days before yesterday is Monday,what will be the day of the week 3 days after day after tomorrow.
A.Wednesday
B.Saturday
C.Thursday
D.Friday

In the questions(57-58)given below,there is a series of letters which follow a pattern.Which among the following choices follow the same pattern:
57.LRX,DJP,VBH,NTZ.
A.ELS
B.FMR
C.GKS
D.FLR

58.AEIO,UEOA,IAOE,UOIE
A.AEIO
B.AIAE
C.AAAA
D.None of these

59.’OBJECT’is related to SHADOW in the same way as’WORD’is related to
A.Books
B.Meaning
C.Language
D.Grammar

60.If 6x4=13,7*5=20,5*8=21,then 5*7=?
A.20
B.18
C.24
D.35

61.Which is the first Co-operative Society in India?
A.Panchavar Co-operative Society
B.Kannambra Service Society
C.Triplicane Urban Co-operative Society
D.Koduvayoor Urban Co-operative Bank

62.Under crop loan system the scale of finance is calculated by:
A.Technical Committee
B.PACS
C.NABARD
D.KSCB

63.The area of operation of PCARDB is confined to
A.One district
B.One taluk
C.One block
D.One panchayath

64.Price fluctuation fund is created by--------------Co-operative Societies.
A.Labour contract
B.Credit
C.Marketing
D.Industrial

65.Kerajam is a product of
A.Marketfed
B.Rubbermark
C.Rubco
D.Raidco

66.In APCOS the value of milk is calculated on ---------in the milk
A.Fat
B.Fat and SNF
C.Fat and Sugar
D.SNF and Sugar

67.Head quarters of Coir Board is at
A.Kollam
B.Cochin
C.Bangalore
D.Alappuzha

68.Which among the following is a Co-operative Society?
A.NCDC
B.NDDB
C.Hantex
D.State Co-operative Union

69.Periyar mixture is a product of
A.Marketfed
B.Rubbermark
C.Kerafed
D.Rubco

70.Double Compartmental system relates to
A.Marketing Societies
B.Credit Societies
C.Consumer Societies
D.Industrial Societies

71.The book”The law and Prinicples of Co-operation”is written by
A.D.R.Gadgil
B.Nehru
C.H.Calvert
D.B.Sivaraman

72.The folk high school was originated in
A.Japan
B.Denmark
C.Israel
D.England

73.CHF in Canada is related to ------------Societies.
A.Housing
B.Consumer
C.Credit
D.Fisheries

74.The National Rural Infrastructure Development Fund was set up with
A.SBI
B.RBI
C.NABARD
D.IDBI

75.8th Kerala Co-operative Congress was held at
A.Kottayam
B.Ernakulam
C.Thrissur
D.kannur

76.Headquarters of IFFCO is at
A.Gujarat
B.New Delhi
C.Mumbai
D.Kerala

77.Anand is a place in ‘Kaira’district of ---------State.
A.Rajasthan
B.Bihar
C.Gujarat
D.West Bengal

78.----------is the home land of Labour Contract Co-operative Society.
A.Italy
B.Sweden
C.England
D.America

79.--------------was the Chairman of Committee on Model Co-operative Societies Act.
A.Narasimham
B.Brahmaprakash
C.A.M.Khusru
D.Venkittapai

80.----------is the President of SPCS.
A.M.T.Vasudevan Nair
B.Ezhacheri Ramachandran
C.Sivaraman Cheriyanadu
D.Purushan Kadalundi

81.The Chief Promoter shall convene the first general body meeting within ----------from the date of registration of a Society.
A.One month
B.Two month
C.Three months
D.Four months

82.The proposal to the registration of amendment of byelaw shall be signed by secretary and --------members of the committee.
A.Two
B.Three
C.Five
D.Seven

83.Any Society refuses to issue identify card to any member the aggrieved person may appeal to the ---------within fifteen days from the date of receipt of the order of refusal.
A.Secretary
B.Registrar
C.President
D.Returning Officer

84.State Co-operative Election Commission is Constituted as Section-------------of the KCS Act.
A.28 A
B.28 AB
C.28 AA
D.28 B

85.The number of members in the Managing Committee of Primary Co-operative Societies shall not be less than--------and shall not exceed---------as per KCS Act.
A.7-13
B.7-15
C.5-10
D.7-21

86.Which Section of KCS Act empower the Government to exempt any Co-operative Societies from payment of certain taxes,fees and duties?
A.35
B.38
C.39
D.40

87.Name the fund established for meeting the loan liability of those members who have availed loans from Co-operative Societies and died within the repayment period of such loans.
A.Risk fund
B.Reserve fund
C.Member Relief Fund
D.Common good fund

88.Except Societies which are permitted to issue Long term loans and Societies with unlimied liabilities shall not grand loans for periods exceeding ---------months.
A.60
B.90
C.120
D.30

89.Among the following persons who have no power to convene General Body of a Co-operative Society.
A.Enquiry Officer
B.Administrator
C.Liquidator
D.Returning Officer

90.The final voters of a Society shall be published with in --------days prior to the date fixed for poll.
A.25
B.20
C.15
D.30

91.Co-operative Societies which are not coming under the purview of B.R.Act shall maintain fluid resources as per---------of KCS Act.
A.Sec.63
B.Rule 63
C.Sec.62
D.Rule 64

92.Which Section of the KCS Act empowers the Registrar to issue direction to the committee of the society to suspend its officers?
A.66 A
B.68 A
C.66 B
D.66 C

93.As per Section---------of KCS Act Government appointed a Vigilance Officer.
A.66 A
B.68 A
C.69 A
D.70 A

94.Who shall constitute Co-operative Arbitration Courts in Kerala?
A.Registrar
B.State Co-operative Union
C.State Government
D.Central Govt.

95.The liquidator shall complete the liquidation proceeding within a period of---------years from the date of appointment.
A.Two
B.Three
C.Four
D.Five

96.To whom an appeal shall lie against an order made by Registrar Under Sec.71 directing the winding up of a Society?
A.Tribunal
B.Government
C.Arbitration Court
D.Governor

97.State Co-operative Union,Kerala is a
A.Apex Society
B.Central Society
C.Federal Society
D.Statutory Body

98.Any dispute relating to the election to the circle Co-operative Union shall be referred to the
A.Government
B.Registrar
C.Tribunal
D.Co-operative Arbitration Court

99.As per Rule-------of the KCS Act Registrar have power to rescind any resolution of any meeting of any society if it ultravires of the object of the society or against the provision of the Act,Rules or Byelaws.
A.170
B.176
C.177
D.178

100.Power to make rule by Govt.is specified in Section---------of KCS Act of 1969.
A.98
B.108
C.109
D.110

101.Debit note is prepared in connection with
A.Sales return
B.Return outwards
C.Purchase book
D.None of these

102.Interest on capital is credited in the -------------account.
A.Interest
B.Profit and Loss a/c
C.Capital a/c
D.Drawing a/c

103.Normally-----------does not appear in the trial balance.
A.Loan from bank
B.Closing stock
C.Cash in hand
D.Patent

104.Undistributed profit is a
A.Liability
B.Asset
C.Profit
D.Contingent liability

105.Income received in advance is
A.Profit
B.Income
C.Expense
D.Liability

106.Receipts and payments account is
A.Real
B.Personal
C.Nominal
D.None of these

107.-------------is an example of wasting assets
A.Loose tools
B.Copy right
C.Patent
D.Oil wells

108.A bill before acceptance is called
A.Draft
B.Cheque
C.Pronote
D.Bill

109.Out flow of money is a
A.Revenue
B.Expense
C.Profit
D.None of these

110.Under diminishing balance method depreciation is calculated on the
A.Origianl Cost
B.Book Value
C.Cost Price
D.Market Value

111.-----------is the difference between sales and cost of goods sold.
A.Closing stock
B.Net purchases
C.Gross profit
D.Net profit

112.Credit balance in the bank account indicates
A.Cash in hand
B.Amount receivable from bank
C.Amount payable to the bank
D.None of these

113.Current ratio shows the -------of a business concern.
A.Solvency position
B.Liquidity position
C.Financial position
D.None of these

114.One sided errors are rectified with the help of
A.Suspense account
B.Trial balance
C.Capital a/c
D.Drawing a/c

115.Sales day book is used for recording
A.Credit purchases
B.Cash sales
C.Credit sales
D.Credit sales of goods

116.Change in the value of current asset is
A.Loss
B.Profit
C.Depreciation
D.Fluctuation

117.Indirect expense is a part of
A.Price cost
B.Overhead
C.Direct cost
D.None of these

118.Find the odd one out.
A.Cash
B.Furniture
C.Building
D.Machinery

119.Receipts and Disbursement statement of a Co-operative Society is prepared from
A.Day book
B.Cash book
C.General ledger
D.None of these

120.Computers purchased from  QRS is recorded in the
A.Purchase day book
B.Cash book
C.Journal proper
D.None of these

121.The cost of contacting a new customer is-----------serving an existing customer.
A.Much lower than
B.Equal to
C.Much higher than
D.None of the above

122.The Credit information Act was passed in
A.April 2002
B.May 2005
C.June 2004
D.April 2003

123.A joint Liability Group consists of ---------individuals.
A.4-10
B.10-15
C.15-20
D.20-25

124.The Incorporation,regulation and winding up of Co-operative Banks are governed by
A.B.R.Act,1949(AACS)
B.N.I.Act,1881
C.R.B.I.Act,1935
D.State Co-operative Societies Act

125.KYC policy consists of customer acceptance policy,customer identification procedure,monitoring of transactions and
A.Customer service
B.Customer delight
C.Banker customer relationship
D.Risk mangement

126.Provision made for NPA is
A.Risk cost
B.Transaction cost
C.Financial cost
D.Equity cost

127.Which of the following is not a constituent of financial statements?
A.Trading account
B.Fluid resource register
C.Profit and Loss  Account
D.Receipt and Disbursement statement

128.In the case of a safe deposit locker the banker customer relationship is
A.Bailee-Bailer
B.Bailer-Bailee
C.Lessor-Lessee
D.Lessee-Lessor

129.The limitation period for a mortgage is
A.3 years
B.12 years
C.15 years
D.30 years

130.Civil death means
A.The party is absent continuosly for seven years and whereabouts are not known
B.A person is declared as insolvent
C.A person has become insane
D.All of the above

131.-------will settle the grievances of customers of the banks.
A.Bank management
B.Government
C.Banking ombudsman
D.Lead Bank Manager

132.----------------operation refer to buying and selling of eligible securities by the Central Bank in money and capital market.
A.Open market
B.Discount selling
C.Monetary selling
D.All of these

133.If there is economic deflation bank rate will be
A.Increased
B.Maintained
C.Reversed
D.Lowered

134.Sec.15 of Negotiable instruments Act deals with
A.Crossing
B.Holder
C.Endorsement
D.Payment

135.The headquarters of World Bank is at
A.Geneva
B.Washington DC
C.Mumbai
D.Manila

136.Banking is defined in the
A.Negotiable instruments Act
B.Banking Regulation Act,1949
C.Contract Act
D.RBI Act

137.--------------regulates the money circulation in India
A.Govt.of India
B.Finance Ministry
C.RBI
D.Commercial Banks

138. A cheque bearing a date later than the date of issue is
A.Postdated cheque
B.Duly dated cheque
C.Anti-dated cheque
D.None of these

139.----------is essential for special crossing
A.Two parallel transverse lines
B.Name of a banker
C.Not negotiable
D.Not transferable

140.Deposit made by foreign banks in Indian Rupees in Indian Banks are called
A.Nostro Account
B.Loro Account
C.NR(Ordinary)Account
D.Vostro Account

141.Secondary objective of audit
A.Detection of errors
B.Detection of frauds
C.Prevention of frauds
D.All of these

142.Where a transaction has not been recorded in the books of accounts either wholly or partially,such errors are known as
A.Errors of omission
B.Errors of duplication
C.Errors of principle
D.Errors of compensation

143.Select odd one out
A.Continuous audit
B.Final audit
C.Test Audit
D.Partial audit

144.Bills receivable are connectd with
A.Current asset
B.Fixed asset
C.Wasting asset
D.Intangible asset

145.Which is not a method of providing depreciation?
A.Diminishing Balance Method
B.Straight Line Method
C.Revaluation Method
D.First in First Out Method

146.Which of the following is not coming under annual physical verification of stocks?
A.Cash
B.Pledge Jewels
C.Furniture
D.Land

147.Select correct answer under”the societies are fully exempted from the payment of audit fees”
A.All type of Societies for the first year of audit
B.Marketing Societies
C.Vanitha Societies
D.Service Co-operative Societies

148.In which of the bank did financial fraud around of 11,000 crores of rupees occurred recently?
A.State Co-operative Bank
B.Punjab National Bank
C.District Co-operative Bank
D.None of these

149.Non-trading Co-operative institution prepare
A.Income and Expenditure A/c,Balance Sheet
B.Profit and Loss A/c,Balance Sheet
C.Trading A/c,Balance Sheet
D.All of them

150.After preparation of Profit and Loss A/c there is not loss of Rs.1,00,000.This amount is transferred to
A.Liability side of Balance Sheet
B.Asset side of Balance Sheet
C.Debit side of Profit and Loss Account
D.None of these

151.Find odd one out
A.Internal check
B.Internal control
C.Internal audit
D.External audit

152.District Co-operative Bank Charged Rs.1,000/- as bank charges to the Bank A/c of the Vanitha Co-operative Society.The Auditor had shown the amount as
A.Due to Society
B.Due by Society
C.Contingency expense
D.Establishment expense

153.Kingston Cotton Mills case related with
A.Auditors duty
B.Auditors civil liability
C.Auditors criminal liability
D.None of these

154.By not providing any depreciation or providing less depreciation or providing more depreciation is an example of
A.Misappropriation of cash
B.Misappropriation of goods
C.Manipulation of accounts
D.All of these

155.Sometimes heavy expenditure is incurred,the advantages of which will be derived  in subsequent years is known as
A.Deferred Revenue Expenditure
B.Capital Expenditure
C.Revenue Expenditure
D.None of these

156.The authority to appoint Auditor for the audit of a Co-operative Society is
A.Director of Co-operative Audit
B.Government
C.President of the Concerned Society
D.Registrar of  Co-operative Society

157.The Trading Account is prepared to ascertain the
A.Net profit
B.Gross profit
C.Working results
D.None of these

158.The Summary of Defects is prepared in----------parts
A.2
B.3
C.4
D.None of these

159.Co-operative Audit is financial as well as
A.Cost audit
B.Administrative
C.Private
D.None of these

160.The value remaining after the working life of an asset is
A.Book value
B.Break-up value
C.Market value
D.None of these



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