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80. We need to be disciplined in spending our money. We need to keep accurate records of the money that comes into our hands and the money that goes out of our hands.

We need to recognize which things we spend money on unnecessarily. We do not necessarily get everything we want when we need it.

We need to be ready to work hard to get money in our hands.

Not everything happens as we want, and if we do not take proper care of everything we have, there are chances of losing it.

We do not necessarily get all the comforts we get today tomorrow. We need to make provisions for tomorrow, and for that, it is very important to avoid unnecessary expenses today.

We all need money to move forward. We need to be able to move forward with a clear goal to achieve financial success.

Even if it is just spending a rupee, there needs to be a lot of attention from our side. Money reaches our hands only if we work hard enough. If we don't manage it properly, we may lose money very quickly.

May we all be able to manage our money with financial discipline, without spending it on unnecessary things.