03-02-2019 JUNIOR CLERK,COOPERATIVE SERVICE EXAM BOARD

JUNIOR CLERK,COOPERATIVE SERVICE EXAM BOARD

EXAM DATE:03-02-2019

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Which word or words in the options under questions 1 to 14 will fill up the respective blanks correctly.

1.They sell----------dresses in that store.

A.Lady

B.Lady’s

C.Ladie’s

D.Ladies’

Ans:D

2.A-------of elephants------arranged for the festival

A.Herd,was

B.Group,was

C.Flock,were

D.Troop,were

Ans:A

3.She hid the presents-----a blanket

A.Below

B.Beneath

C.Under

D.By

Ans:C

4.Whenever she has spare time,she enjoys--------television.

A.Watch

B.Watching

C.To watch

D.To watching

Ans:B

5.I-------here for almost an hour.

A.Was waiting

B.Have been waiting

C.Am waiting

D.Waited

Ans:B

6.-------had he set foot on the street,when he was knocked down by a car.

A.As soon as

B.No sooner

C.Hardly

D.Almost when

Ans:C

7.It is high time that you

A.Work hard

B.Worked hard

C.Start working hard

D.Start to work hard

Ans:B

8.Every boy and every girl--------present for the function

A.Is

B.Are

C.Have

D.Were

Ans:A

9.I write down her phone number in case

A.I forget it

B.I forgot it

C.I will forget it

D.I may forget it

Ans:B

10.I found it difficult to find a suitable-------------for my son.

A.Accomodation

B.Accomodation

C.Accommodation

D.Acommodation

Ans:C

11.A number of priceless works of art-------in the earthquake.

A.Have destroyed

B.Had destroyed

C.Was destroyed

D.Were destroyed

Ans:D

12.You are not to admit anyone who--------a ticket.

A.Do not have

B.Does not have

C.Had not

D.Have not

Ans:B

13.Ass brays,crow

A.Cries

B.Crows

C.Caws

D.Screeches

Ans:C

14.He deals----------electrical goods

A.With

B.In

C.On

D.For

Ans:B

15.Which of the following is the correct passive form of ‘I knew him’?

A.He is known to me

B.He is known by me

C.He was known to me

D.He has known to me

Ans:C

16.He finished his exercise and put away his books.This is a

A.Simple sentence

B.Complex sentence

C.Compound sentence

D.Imperative sentence

Ans:C

17.Identify the correct statement

A.When I shall come to Madras,I shall meet you

B.When I will come to Madras,I shall meet you

C.When I comes to Madras,I will meet you

D.When I come to Madras,I shall meet you

Ans:D

18.Which tense form is used in the sentence “He has been sleeping for five hours”?

A.Present indefinite

B.Present continuous

C.Present perfect

D.Present perfect continuous

Ans:D

19.Choose an appropriate question tag for the statement,”Barking dogs seldom bite”?

A.Don’t they?

B.Do they?

C.Will they?

D.Aren’t they?

Ans:B

20.Identify from the following the most appropriate indirect speech of the sentence:

The teacher taught,’A stitch in time saves nine’

A.The teacher teaches that a stitch in time saved nine

B.The teacher taught that a stitch in time saves nine

C.The teacher taught that a stitch in time would save nine

D.The teacher taught that a stitch in time will save nine

Ans:B

21.The researchers of which country have developed the worlds first bio electronic medicine?

A.United States

B.France

C.Germany

D.Japan

Ans:A

22.Name the fund which was formed to aid families of paramilitary personnel who died fighting extremists that has now been formalised into a registered trust and has been exempted from the income Tax under 80(G)

A.Save Martyrs

B.Jai Javan

C.Salute India

D.Bharat Ke Veer

Ans:D

23.Which is the annual bilateral exercise designed to strengthen the partnership between India and Mongo lian Armed Force?

A.Yudh Abhyas

B.Maitree

C.Nomadic elephant

D.Hand in Hand

Ans:C

24.Who has been appointed new Secretary of Central Vigilance Commission?

A.Anindo Majumdar

B.Sakuntala Gamlin

C.Shashi Sarma

D.Alka Tiwari

Ans:A

25.Which bank has tied up with Bajaj Alliance Life insurance to provide insurance to all.

A.IDBI Bank

B.Indian Bank
C.Oriental Bank of Commerce

D.India Post Payment Bank

Ans:D

26.Who has won the women’s singles 2018 China open badminton title?

A.Akane Yamaguchi

B.Carolina Marin

C.P.V.Sindhu

D.Nozomi Okuhara

Ans:B

27.India has decided to organise ‘Gandhi March’in which country>

A.Kenya

B.Netherlands

C.Australia

D.South Africa

Ans:B

28.’Project Unnathi’is related to

A.Eradication of poverty in Rural Areas

B.Upliftment of Tribes by improving connectivity

C.Development of ports

D.Development of railways in hilly areas.

Ans:C

29.Who is the author of Kathayillathavante Katha?

A.M.N.Paloor

B.Attoor Raviarma

C.C.V.Sreeraman

D.Subhash Chandran

Ans:A

30.As of 2018 how many women have been awarded Nobel Prize in Physics?

A.2

B.3

C.4

D.5

Ans:B

31.Nadia Murad who won the 2018 Nobel Prize is a representative of which minority group in Iraq?

A.Shia

B.Salafi

C.Yazidi

D.Sunni

Ans:C

32.The Kerala infrastructure Investment Fund board(KHFB) is going to issue masala bonds worth-----amount of mobilise funds for various development works.

A.1500 crore

B.5,000 crore

C.10 ,000 crore

D.15,000 crore

Ans:B

33.Name the rescue and relief operation launched by Indian Navy in the flood hit Kerala in August 2018?

A.Operation Madad

B.Operation Sahayog

C.Operation Samudra Maitri

D.Operation Samardhan

Ans:A

34.Who is the winner of ‘Ezhuthachan Puraskaram’2018?

A.K.Sachidanandan

B.K.V.Mohan Kumar

C.M.Mukundan

D.Savithri Rajeevan

Ans:C

35.Name the Directors of the film’Village Rockstars’which has been selected as India’s official entry to the Oscars 2019.

A.Megha Gulzar

B.Rima Das

C.Anjali Menon

D.Nandita Das

Ans:B

36.NAA has been launched as a helpline for complaints regarding GST rate cuts.Expand ‘NAA’

A.National Anti-profiteering Authority

B.National Anti-money Launching Authority

C.National Accounting Authority

D.National Association for Accountants

Ans:A

37.When was ‘World Aizheimer’s day observed?

A.September 12,2018

B.September 21,2018

C.September 22,2018

D.September 30,2018

Ans:B

38.Name India’s first underwater Robotic drone

A.Diamond hero

B.Eyerovtuna

C.Aerostar

D.Onyxstar

Ans:B

39.Who is the new Prime Minister of Sudan?

A.Rashid Bakr

B.Bakri Hasan Saleh

C.Motazz Moussa

D.Sadiq-al Mahdi

Ans:C

40.The Government of India proposed the merger of how many banks to create India’s third largest Bank?

A.3

B.4

C.5

D.2

Ans:A

41.Audit is not an inquisition and its main mission is not one of

A.Execution

B.Expedition

C.Fault finding

D.Evaluation

Ans:C

42.A continuous audit is known as

A.Final Audit

B.Interim Audit

C.Concurrent Audit

D.Internal Audit

Ans:C

43.Audit programme is a written -------given by the Auditor.

A.Report

B.Scheme

C.Evidence

D.Guidance

Ans:B

44.Audit Certificates should be sent to the Institution within-----------months after the completion of the audit.

A.1

B.2

C.3

D.6

Ans:C

45.The officer responsible for the custody of records is punishable for non-production of records for audit under section-----of the Kerala Co-operative Societies Act,1969.

A.64

B.94

C.63

D.66

Ans:B

46.Auditing is of accounting to find out the correctness of the transactions related to it

A.Verification

B.Examination

C.Study

D.Investigation

Ans:A

47.Research expenditure is an example of
A.Capital expenditure

B.Revenue expenditure

C.Deferred Revenue expenditure

D.None of these

Ans:C

48.Levy of audit fee is deal in Rule---------of Kerala Co-operative Societies Rule

A.63

B.64

C.65

D.66

Ans:C

49.Interest Payable is a

A.Asset

B.Liability

C.Income

D.None of these

Ans:B

50.Internal Auditor of a Co-operative Society is appointed by

A.Registrar

B.Government

C.Managing Committee

D.None of these

Ans:C

51.------is the examination of documentary evidence and authenticity of transactions entered in the books of accounts.

A.Internal Control

B.Internal Checking

C.Vouching

D.Verification

Ans:C

52.The audit report of Kerala State Co-operative Milk Marketing Federation should be placed before.

A.Government

B.Central Society

C.Legislature

D.DCB

Ans:C

53.Audit work of Co-operative Society involves ----------main stages

A.Three

B.Two

C.Four

D.Five

Ans:C

54.-----------------expenditure will never be a loss to the business.

A.Capital

B.Revenue

C.Preliminary

D.Maintenance

Ans:A

55.Original voucher missed-------voucher is produced

A.Primary

B.Secondary

C.Collateral

D.None of these

Ans:C

56.Audit Note book is kept by

A.Auditor

B.Staff

C.Registrar

D.Superior Officer

Ans:A

57.The object of creation of Secret Reserve is

A.To strengthen financial position

B.To mislead Income Tax Authorities

C.To earn more dividend on shares

D.None of these

Ans:A

58.A written evidence in original is said to be

A.Primary Voucher

B.Secondary Voucher

C.Collateral voucher

D.None of these

Ans:A

59.The unclaimed dividend will be shown as

A.Asset

B.Loss

C.Liability

D.Profit

Ans:C

60.The Taluk Level officer in-charge of the Audit Co-operative Societies

A.Assistant Registrar

B.Assistant Director

C.Joint Registrar

D.Joint Director

Ans:B

61.The relationship between one who gives and one who takes Power of Attorney is

A.Lessor Lessee

B.Ballee-Bailer

C.Doner-Donee

D.None of the above

Ans:C

62.A cheque presented after three months is

A.Antedated cheque

B.Postdated cheque

C.Stale cheque

D.None of the above

Ans:C

63.In a promissory note the person who signs the document is

A.Drawee

B.Payee

C.Promisor

D.Promisee

Ans:C

64.The limitation period of a mortgage is

A.Three years

B.Fifteen years

C.Thirty years

D.Twelve years

Ans:D

65.Demand and time liabilities for the purpose of CRR and SLR will include

A.Share capital

B.Reserves

C.Borrowings

D.Deposits

Ans:D

66.At what rest compound interest can be given on term deposits?

A.Monthly

B.Bi-monthly

C.Quarterly

D.Half yearly

Ans:C

67.Which of the following deposit does not include under CASA deposits?

A.Current Deposits

B.Savings Bank Deposit

C.Short Period Fixed Deposit

D.Both current and Savings Bank Deposits

Ans:D

68.Cash Credit account is

A.Working Capital Finance

B.Project Finance

C.Long term loan for buying fixed assets

D.None of these

Ans:A

69.Which of the following can never be a Scheduled Bank?

A.State Co-operative Bank

B.District Co-operative Bank

C.Urban Co-operative Bank

D.Regional Rural Bank

Ans:B

70.Provision made for NPA is

A.Risk cost

B.Management cost

C.Equity cost

D.Financial cost

Ans:A

71.Non-scheduled banks means a banking company as defined in Section ------of B.R.Act,1949.

A.4

B.5

C.6

D.7

Ans:B

72.------------banks are specialized institutions in financing long term industrial Credit.

A.Commercial

B.Co-operative

C.Development

D.Local Area

Ans:C

73.The Govt.of India passed Regional Rural Bank Act in the year?

A.1974

B.1975

C.1976

D.1977

Ans:C

74.At the beginning the minimum paid up share capital of the new generation banks are

A.10 crores

B.100 crores

C.1000 crores

D.None of these

Ans:B

75.----------is the Chairman of Deposit insurance and Credit Guarantee Corporation

A.Deputy Governor of RBI

B.Governor of RBI

C.Union Finance Minister

D.Chairman of SEBI

Ans:A

76.The Head Office of National Housing Bank is at

A.Mumbai

B.New Delhi

C.Calcutta

D.Hyderabad

Ans:B

77.The main objective of SEBI is to protect the interest of

A.Investors in Securities

B.Issuers of securities

C.Share brokers

D.All of these

Ans:D

78.------------is a Secondary function of Commercial Banks

A.Accepting SB Account

B.Accepting FD

C.Transfer of funds

D.Arranging OD

Ans:C

79.A Saving Bank Account become inoperative After

A.One year

B.Two years

C.Three years

D.Six Months

Ans:B

80.Intelligent ATM’s are called

A.Standalone ATM

B.Networked ATM

C.CDM

D.Bio-metric ATM

Ans:C

81.First journal entry in the new books of Accounts to record assets,liabilities and capital of the previous year----------entry.

A.Opening

B.Closing

C.Adjusting

D.Transferring

Ans:A

82.Assets that can be converted into cash quickly

A.Liquid

B.Current

C.Fixed

D.Tangible

Ans:A

83.Expenses paid in advance appears on the ----------------of the Balance Sheet.

A.Asset side

B.Liability side

C.Both assets and liability side

D.Foot note

Ans:A

84.Royalities based on production may be debited to------account

A.Trading

B.Profit and Loss

C.General expenses

D.None of the above

Ans:A

85.Income Tax of the owner of the business is debited to--------account.

A.Capital

B.Drawings

C.P&L account

D.Trading Accounts

Ans:B

86.Errors of principles will not effect

A.Trial balance

B.Net profit

C.Financial position

D.Liquidity

Ans:A

87.----------method of depreciation is mostly used in case of oil wells and mines.

A.Fixed instalment

B.Output

C.Milage

D.Annuity

Ans:B

88.Bad debts account is a --------account.

A.Personal

B.Real

C.Nominal

D.Tangible

Ans:C

89.Valuation of closing stock is based on the -----concept.

A.Entity

B.Matching

C.Conservatism

D.Duel aspect

Ans:C

90.Sales ledger contains accounts of

A.Debtors

B.Creditors

C.Suppliers

D.None of these

Ans:A

91.Current  Assets are also called

A.Intangible

B.Movable

C.Circulating

D.Fixed

Ans:C

92.The ‘Debit Note’ is prepared by

A.Buyer

B.Seller

C.Creditor

D.None of these

Ans:A

93.Income and Expenditure Account is a -------account.

A.Personal

B.Real

C.Nominal

D.None of these

Ans:C

94.Bank Overdraft means

A.Asset

B.Liability

C.Capital

D.None of these

Ans:B

95.Balance sheet is a

A.Statement

B.Account

C.Summary

D.None of these

Ans:A

96.Credit balance of Pass Book indicates

A.Liability

B.Deposit

C.Assets

D.Liability

Ans:C

97.Net loss of a Co-operative Society is shown in----side.

A.Debit

B.Credit

C.Assets

D.Liability

Ans:C

98.Large amount spent on advertisement is --------expenses

A.Revenue

B.Capital

C.Deferred Revenue

D.Long term

Ans:C

99.Accounts payable is a -----------liability

A.Current

B.Fixed

C.Long term

D.Flexible

Ans:A

100.In business goods purchased for re-sale purpose is an

A.Expense

B.Loss

C.Income

D.Liability

Ans:A

101.Section 8A of the KCS Act,1969 deals with

A.Affiliation to Apex and Central Societies

B.Registration Certificate

C.Duplicate Registration Certificate

D.First General Body Meeting

Ans:A

102.Minimum number of individuals required to register a Primary Coir Co-operative Society is

A.15

B.10

C.25

D.20

Ans:C

103.The procedure regarding the election of President,Vice President etc.by the members of the Committee is specified in

A.R.44

B.Sec.44

C.R.43

D.Sec.43

Ans:C

104.Name the fund specified in Section 56(1)(c) of the KCS Act 1969.

A.Reserve fund

B.Co-operative Education Fund

C.Co-operative Risk Fund

D.Co-operative Member Relief Fund

Ans:D

105.An election dispute is to be filed within ---------from the date of election.

A.1 month

B.30 days

C.2 months

D.60 days

Ans:A

106.The Director of Co-operative Audit shall submit the audit certificate to a Society within----------from the date of receipt of audit report.

A.90 days

B.6 months

C.3 months

D.4 months

Ans:C

107.Primary weavers Co-operative Societies shall remit an amount of rupees------towards audit fees.

A.50,000

B.25,000

C.10,000

D.1,00,000

Ans:B

108.A Primary Co-operative Consumer Store has to remit ------amount as election fees.

A.3000

B.2000

C.1000

D.5000

Ans:C

109.R.190 of KCS Rules 1969 deals with

A.Vacancies in Apex Societies

B.Leave Rules

C.Remuneration and Allowances

D.None of these

Ans:B

110.Interlocutory orders by tribunal is specified in ------of the KCS Act 1969.

A.Sec.86

B.Sec.87

C.R.86

D.R.87

Ans:A

111.Who is the appealing authority against a decision passed by the Co-operative Arbitration Court?

A.Registrar

B.Arbitrator

C.Kerala Co-operative Tribunal

D.None of these

Ans:C

112.Who is the appealing authority,if the Registrar of Co-operative  Societies issued an order to liquidate a Co-operative Society?

A.Tribunal

B.Government

C.Arbitration Court

D.None of these

Ans:B

113.The Chairman of Central Board of Examination constituted in the State Co-operative Union is

A.Co-operative Minister

B.Registrar of Co-operative Societies

C.Chairman of State Co-operative Union

D.Secretary of State Co-operative Union

Ans:B

114.------------is the authority to take disciplinary action against the Secretary of a Co-operative Society

A.Registrar

B.President of the Society

C.Executive Committee

D.Managing Committee

Ans:C

115.R.63 of KCS Rules deals with

A.Gratuity

B.Fluid resources

C.Reserve fund

D.Education fund

Ans:B

116.Registrar may issue an order of inquiry u/s 65 of the KCS Act,1969

A.On the application of a member

B.On the report of the Director of Co-operative Audit

C.On the report of a Co-operative inspector

D.None of these

Ans:B

117.Sec.83 of the KCS Act,1969 deals with

A.Appeal to Tribunal

B.Appeal to other Authorities

C.Arbitration Court

D.None of these

Ans:B

118.Which one of them is related with inspection u/s 66 of the KCS Act?

A.Inquiry report of Vigilance Officer

B.Report of Director of Co-operative Audit

C.Report of an Arbitrator

D.An application from a creditor of the Society

Ans:D

119.Co-operative Ombudsmen is specified in--------of the KCS Act,1969.

A.Sec.69 A

B.Sec.70 A

C.Sec.80 A

D.None of these

Ans:A

120.Which one of the following is not the reason for the winding up of a Co-operative Society?

A.Number of members of the Society falls below 25

B.Society has not commenced business within 6 months

C.The Society has not submit the returns to the RCS at the specified time

D.A request from ¾ of the total number of members of the Society

Ans:C

121.A Co-operative is an organisation owned and democratically controlled by

A.Managing Committee

B.Members

C.Chief executive

D.Registrar

Ans:B

122.-------------is the basic philosphy of Robert Owen.

A.Labour note

B.Labour colony

C.Doctrine of circumstances

D.Labour exchange

Ans:C

123.Co-operatives are--------organisations.

A.Public Sector

B.Compulsory

C.Voluntary

D.None of these

Ans:C

124.-------is the major aim of Co-operative Society

A.Service

B.Profit

C.Economic equality

D.Equity

Ans:A

125.A commission was appointed in 1964 for reviewing Co-operative principles under the Chairmanship of

A.H.Calvert

B.D.G.Karve

C.Ivan mac Pherson

D.Edward Law

Ans:B

126.----------is the special feature of a Co-operative form of business.

A.Profit

B.Bonus

C.Dividend

D.Patronage dividend

Ans:D

127.--------is the maximum membership limit in a Co-operative Bank.

A.21

B.201

C.2001

D.No limit

Ans:D

128.The idea of Co-operative common wealth was mooted by the Co-operator

A.Dr.William King

B.H.Calvert

C.D.R.Gadgil

D.None of these

Ans:C

129.Co-operative movement was originatd due to the impact of

A.Industrial Revolution

B.Green Revolution

C.Russian Revolution

D.All of these

Ans:A

130.---------is called a Christian Socialist.

A.Robert Owen

B.Schulze

C.Dr.William King

D.Edward Law

Ans:C

131.Kerala Co-operative journal is a monthly publication of

A.Department of Co-operation

B.Registrar

C.State Co-operative Union

D.None of these

Ans:C

132.Multi agency approach scheme was recommended by

A.Review Committee

B.Survey Committee

C.Planning Committee

D.None of these

Ans:A

133.The Chief Executive of farmers’ service Co-operative Bank is designated as

A.President

B.Secretary

C.General Manager

D.Managing Director

Ans:D

134.--------is the custodian of Principal State Partnership Fund.

A.Urban Bank

B.State Co-operative Bank

C.District Co-operative Bank

D.None of these

Ans:B

135.Immovable property given as security for debt is called

A.Mortgage

B.Hypothecation

C.Pledge

D.None of these

Ans:A

136.Madras Co-operative Central Land Mortgage Bank was established in 1929 on the recommendation of

A.Royal Commission on Agriculture

B.Townsend Committee

C.Maclagan Committee

D.None of these

Ans:B

137.In outright purchase system,the society make------purchase of goods from the members by offering ruling market price.

A.Cash

B.Credit

C.Discount

D.None of these

Ans:A

138.Under Double Compartment System the retail stock under the custody of

A.Secretary

B.Salesman

C.President

D.None of these

Ans:B

139.The General Body of Regional Co-operative Milk Producers Union consists of

A.Presidents of APCOS

B.Secretaries of APCOS

C.Delegates of APCOS

D.None of these

Ans:A

140.Head Quarters of Coir fed is at

A.Thiruvananthapuram

B.Kayamkulam

C.Alappuzha

D.Kollam

Ans:C

141.One term in the number series is wrong.Find out wrong number

3,4,10,32,136,685,4116

A.32

B.136

C.10

D.4116

Ans:A

142.Find the missing term of the series.

1,4,27,16,-------,36,343

A.25

B.125

C.121

D.81

Ans:B

143.Choose the odd one.

A.Milk

B.Soda water

C.Cold drink

D.Beer

Ans:A

144.If RED is coded as 6720,GREEN is coded as

A.1677199

B.1677209

C.16717209

D.9207716

Ans:B

145.Find the next number 5,4,15,7,23,11,29,16,33,----

A.22

B.38

C.16

D.26

Ans:A

146.If ROAST is coded as PQYUR,SLOPPY is coded as

A.MRNAQN

B.QNMRNA
C.NRMNQA

D.RANNMQ

Ans:B

147.128,110,90,-----?-------,44

A.56

B.68

C.70

D.72

Ans:B

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